Service ModeCustomer's Place
- Most of the SMEs/MSMEs are running their businesswithout any long term financial planning,
- Due tocost constraintthey themselves start to manage cash flow and other financial matters,
- we are not raising question on their capability but some time profit ambition over look associated financial risk,
- if these are not identified timely and mitigated accordingly then these units run out of cash.
- Considering COMMERCE ZONE has started support initiative to strengthen them and help them in achieving their business goal. Symptoms of deteriorating financial health
Cheque bounce and unable to manage fund.
Debtor and creditor ageing analysis not giving fruitful result.
Unacceptable Variance in Revenue and Expense.
Not having proper MIS and Budgetary control for Decision making.
Over ambition in Revenue target accordingly huge strategic investment with help of bank loan, no risk mitigation plan for worst.
No professional due diligence before strategic decision or not able to accept honest hard truth.
Going beyond acceptable business risk and drag down the business because of unmanageable negative outcome of irrational decision or impulsive decision. Unable to manage working capital requirement.
Unable to develop business plan for growth in company valuation in long term. If Symptoms are ignored then following logical event will take place
Loan converting in NPA
Lower credit rating
Unable to pay statutory dues like service tax, VAT, TDS Unable to pay salary
Getting fund at higher rate of Interest.
Lower Profit with Higher outflow
Fear of Sick unit or devaluation in company valuation. Many big corporate house has ignored the symptoms like JP,Unitech and Kingfisher and now they are at verge of sick unit . We will also help you in following:
To get loan at lower interest rate with proper financial management.
To expand business in organic way, avoid premature growth which leads to unhealthy liquidity crunch. Get Free Financial Health Checkup from Commerce zone We will provide following report based on our initial two session for which we will bear the cost and we will charge nothing from you.
Risk Of Cash Shortage.
Ration Analysis Based On Financial Statement.
Due Diligence Of Existing Financial Planning For One Year.
In General Statutory Compliance Report.
Debtor And Creditor Management Report. Dont Burn Your Money Be Wise Use Financial Prudence, Come Join Commerce Zone And Start Your Journey Towards excellence.